Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Social Security Benefits: How Much Will I Receive Calculating your potential Social Security benefit is a three-step process. Saving for Retirement This calculator can help you estimate how much you may need to save for retirement.